Cash Management

• Set up recurring payments
• Direct Deposits for payroll processing
• Collect your receivables in a timely manner

• Scan checks for deposit using a certified desktop scanner provided by Farmers State Bank of Hamel to electronically deposit check through our online banking.
• Save money and time by reducing, or possibly eliminating courier runs and employee trips to the bank.
• Make deposits when it's convenient to your business.

• Reduce the risk of check fraud with Positive Pay from Farmers State Bank of Hamel.
• You submit an electronic file via our online banking system each day detailing the checks your business writes. When each check is presented for payment, the Positive Pay system electronically compares it to the information in your file you sent. Any discrepancies are flagged and reported through a special email alert and on online banking. You can see the image of the check and make a decision to pay/no pay it is that easy.

• Tokens add an extra layer of security to online banking by randomly generating a code to be entered along with your user ID and password.
• We offer physical tokens or you can easily use your smart phone to generate a code through a special app.